10 cheapest motorcycle insurance companies UK

Motorcycle Insurance

10 cheapest motorcycle insurance companies UK

Motorcycle insurance companies in the UK are abundant. However, the pricing and policies could significantly vary from one another. As a motorcycle enthusiast, you might be looking for the most cost-effective solutions that offer both decent coverage and friendliness to your pocket. You’re in luck. This article will review 10 of the cheapest motorcycle insurance companies in the UK. These firms have carved a niche in offering bike riders a blend of value, comprehensive cover, and considerable savings. So, buckle up and get ready for an insightful ride!

1. Swinton Insurance


Swinton Insurance has been in the game for over 60 years, offering handsome covers for bike enthusiasts. The company provides three types of motorcycle insurance: comprehensive cover, third party fire and theft, and third-party only insurance. Each policy comes with a host of benefits, including 90-day EU cover, 24-hour claim helpline, and optional extras like breakdown cover. With prices from as low as £75, Swinton Insurance ranks amongst some of the cheapest motorcycle insurance companies in the UK.

2. MCE Insurance

One cannot discuss cheap yet excellent motorcycle insurance companies without mentioning MCE Insurance. This insurance provider has one goal: to deliver the maximum amount of coverage at the most competitive rates. Thanks to their tailored policies and flexible payment options, MCE Insurance is a bike insurer that suits many UK-based bikers who wish to minimize costs and maximize protection.


3. Devitt Insurance

Devitt Insurance has been insuring bikes for over 80 years. The company provides comprehensive, third-party fire and theft, and third-party-only coverage. Rates start from £79. Besides a cost-effective cover, this firm gives clients 90-day EU cover, repair services, multi-bike insurance, optional extras, and a 24-hour claims helpline. With its wholesome package, Devitt certainly deserves its place on the list of cheap yet reliable motorcycle insurance companies in the UK.

4. BeMoto Insurance

BeMoto Insurance offers a unique selection of bikers’ insurance at competitive rates. Operating with a team of bike enthusiasts, the company provides insurance including, but not limited to, Off-Road Bikes, Sports Bikes, Classic Bikes, and Custom & Modified Bikes. With its bespoke packages tailored to cater to all its clients’ needs, BeMoto stands tall amongst affordable motorcycle insurance firms.


5. Insurance Factory

Another notable motorbike insurance company that offers low-cost premiums is the Insurance Factory. This firm provides comprehensive, third-party, fire and theft, and third-party-only coverages. Its competitive edge lies in its capacity to cover a wide array of motorcycles. From touring bikes to off-road bikes, every motorcycle owner can find a tailored package.

6. Lexham Insurance

Lexham Insurance stands out as one of the most affordable motorcycle insurance companies in the UK. Its policies cover for scooters, quads, and commuters, and come in three options: comprehensive, third-party fire and theft, and third-party only. Rates start from as low as £69, making Lexham a great choice for bikers in search of minimum prices.

7. Bennetts Motorcycle Insurance

While Bennetts offers a bit pricier motorbike insurance compared to other companies on this list, it makes up for it with its exhaustive range of features and benefits. From multi-bike policies to a 24/7 legal helpline, Bennetts provides a burst of added benefits despite its sizeable, yet worthy pricing.

8. Hastings Direct Motorbike Insurance

If you take your motorcycle safety seriously, make Hastings Direct your destination. This motorbike insurance broker offers comprehensive, third-party fire and theft, and third-party-only coverage at competitive rates. Their policies cater to all types of riders, be they casual, commuters, or professional bikers.

9. Adrian Flux Motorcycle Insurance

Adrian Flux prides itself on offering some of the best rates in the market for motorbike insurance. Off-road, quad, classic, and sports bike owners, amongst others, can all find a place under Adrian Flux’s insurance umbrella.

10. Carole Nash Motorcycle Insurance

Closing our list is Carole Nash, an insurance broker offering competitively priced motorcycle insurance in the UK. Its broad coverage, notable for its breakdown and accident recovery services, qualifies Carole Nash as a wallet-friendly motorbike insurance provider.


Whether you own an everyday commuter, a high-performance bike, or a classic gem, these ten motorcycle insurance companies show that you don’t have to break the bank to ensure your two-wheeled asset. Always remember to shop around, compare quotes, and do thorough research before settling on an insurance company. Don’t compromise on coverage for cost; instead, find a balance that suits your needs and budget.

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